Additional Coverage Options

 Supplemental NCD dental and vision combo plans provide additional coverage to help offset out-of-pocket costs for routine and unexpected dental and vision care. These plans can help cover services such as exams, cleanings, glasses, and other related expenses not fully covered by major medical insurance. They offer an affordable way to enhance your existing coverage and help protect against everyday and unexpected healthcare costs. 

VSP helps reduce the cost of routine eye care, including eye exams, glasses, and contact lenses, through a large network of eye care providers. Members receive set allowances for frames or contacts, coverage for standard lenses, and savings on lens enhancements like anti-glare or progressive lenses. VSP plans make it easier and more affordable to maintain your eye health with predictable out-of-pocket costs and access to a nationwide provider network. 

 Supplemental dental and vision combo plans by Humana provide additional coverage to help offset out-of-pocket costs for routine and unexpected dental and vision care. These plans can help cover services such as exams, cleanings, glasses, and other related expenses not fully covered by major medical insurance. They offer an affordable way to enhance your existing coverage and help protect against everyday and unexpected healthcare costs. 

 A cancer indemnity plan is a supplemental insurance policy that provides a cash benefit if you are diagnosed with cancer. The payout can be used however you choose—such as covering deductibles, copays, out-of-pocket medical expenses, travel for treatment, or everyday living costs like rent and bills.

This type of plan can be especially useful because it helps reduce financial stress during treatment by giving you flexible funds on top of your primary health insurance.

Delta Dental dental plans provide affordable coverage designed to help reduce the cost of routine and unexpected dental care. Members typically receive benefits for preventive services such as cleanings, exams, and X-rays, often at little to no out-of-pocket cost, along with coverage toward restorative treatments like fillings, crowns, and other necessary procedures. With access to a large nationwide network of dentists, Delta Dental plans make it easier to maintain oral health.

A hospital indemnity plan is a supplemental insurance policy that pays a fixed cash benefit when you are admitted to the hospital or receive covered inpatient services. The benefit is paid directly to you, regardless of your other insurance coverage, and can be used for any expense—including deductibles, copays, travel, or everyday living costs.

This type of plan is useful because it helps offset the unexpected financial burden that can come with a hospital stay.

 Accidental insurance (accident coverage) is a supplemental plan that provides a cash benefit if you experience injuries due to a covered accident. Benefits can help pay for expenses such as emergency room visits, urgent care, imaging, fractures, stitches, and follow-up treatment.

This coverage is useful because it helps offset unexpected out-of-pocket costs from injuries and provides financial support that can be used for medical bills or everyday expenses during recovery.

 Travel insurance is a supplemental plan designed to help protect you from unexpected events while traveling. It can provide coverage for trip cancellations or interruptions, medical emergencies while away from home, lost or delayed luggage, and other travel-related disruptions.

This coverage is useful because it helps reduce financial risk and provides peace of mind when traveling, ensuring you have support if plans change or emergencies occur during your trip.

 Life insurance is a policy designed to provide a tax-free financial benefit to your beneficiaries in the event of your death. The funds can be used to help cover funeral expenses, outstanding debts, mortgage payments, and ongoing living costs.

This coverage is important because it helps protect your loved ones financially, ensuring they have stability and support during a difficult time.